FIRST TIME BUYERS
Confidence in your real estate professional is key. We have years of experience helping new home buyers forge the path to ownership. From property selection to negotiations, Caldwellings has you covered.
We assist you in the buying process by providing you a full list of properties that match your criteria and then providing objective info on each to help narrow down the choices.
We negotiate on your behalf to attain the best terms possible.
Once you’ve found a home, we can provide you with attorney referrals if necessary.
DO I PAY FOR MY REAL ESTATE AGENT’S SERVICES?
We get paid by the seller of the property. Buyers typically do not pay any real estate commissions unless they hire an agent as a Buyer’s Broker.
SHOULD I RENT OR OWN?
Real Estate properties are investments that can be sold at a later date and often at a considerable return. Additionally, owning property can offer significant tax advantages. When you are renting you are helping to pay off the Landlord's mortgage. Why put your money in someone else’s pocket? Consult your accountant or financial planning professional for more information.
WHAT CAN I AFFORD TO SPEND?
We connect you with mortgage professionals who will walk you through the mortgage process and obtain your pre-approval. What you can afford depends on:
- gross household income
- down payment, typically 20% (although could be less depending on loan types)
- mortgage interest rate
- current monthly expenses